# ProWiderKart — India's Financial Facilitation Platform > ProWiderKart is a financial advisory and referral facilitation platform serving businesses and individuals across India. We connect customers with RBI-regulated lenders, IRDAI-registered insurers, and authorized payment gateway providers. We are NOT a direct lender, insurer, or payment processor. ## Services Offered - Business Loan facilitation (MSME, working capital, unsecured) - Personal Loan facilitation (salaried, self-employed) - Health Insurance referrals (individual, family, senior) - Term Insurance referrals - Business Insurance (shop owner, cyber, professional indemnity) - Payment Gateway activation (e-commerce, services, retail) - Partner Referral Program (earn commission by referring leads) ## Coverage - Pan-India service availability - Strong Tier 2/3 city focus (Mumbai, Solapur, Coimbatore, Madurai, Vijayawada, Meerut, Aligarh, Patiala, Jabalpur, Gwalior, etc.) - Hindi-English (Roman script) communication - WhatsApp-first customer engagement ## Important Disclaimers - All financial products provided by respective RBI/IRDAI-regulated institutions - Loan approval is at sole discretion of lender, subject to T&C - Commission amounts shown are indicative; no guaranteed income - ProWiderKart does not directly disburse loans, issue policies, or process payments - User data processed per DPDP Act 2023 with explicit consent ## Contact - WhatsApp: +91 98332 16954 - Email: info@prowiderkart.com - Founder: Rahul (Mumbai) - Business Hours: Mon-Sat, 9 AM - 9 PM IST ## Key Pages - [Business Loan India](https://prowiderkart.com/business-loan-india.html) - [Personal Loan India](https://prowiderkart.com/personal-loan-india.html) - [Insurance India](https://prowiderkart.com/insurance-india.html) - [Payment Gateway India](https://prowiderkart.com/payment-gateway-india.html) - [Partner Program](https://prowiderkart.com/partner-program.html) - [Sitemap](https://prowiderkart.com/sitemap.xml) ## AI Crawler Policy - Google-Extended: Allowed - GPTBot: Allowed - ClaudeBot: Allowed - PerplexityBot: Allowed - CCBot: Allowed Last updated: 2026-06-19 ## Trust & Transparency (E-E-A-T) - /meet-the-founder.html — Founder story aur ProWiderKart ki vision - /how-we-make-money.html — Transparent commission model explained - /our-process.html — Step-by-step process from enquiry to disbursement - /our-promise-to-customers.html — Customer rights aur service charter - /our-promise-to-partners.html — Partner program promises aur structure ## Resource Center (Educational) - /loan-documents-checklist.html — Complete documents list for all loan types - /business-loan-rejection-reasons.html — Top 15 rejection reasons + generic solutions - /credit-score-improve-guide.html — CIBIL score improvement step-by-step - /cibil-report-kaise-check-karein.html — Free CIBIL report check process - /business-funding-options-india.html — 11+ funding sources comparison