Loans (14)
EMI
EMI ka full form Equated Monthly Installment hai — yeh fixed monthly amount hai jo aap loan repayment ke liye lender ko ...
Read full →CIBIL Score
CIBIL Score ek 3-digit credit rating hai (range 300-900) jo TransUnion CIBIL — RBI-authorized credit bureau — assign kar...
Read full →NBFC
NBFC ka full form Non-Banking Financial Company hai — yeh wo financial institutions hain jo banking-like loans aur finan...
Read full →MUDRA Loan
MUDRA loan ka full form Micro Units Development & Refinance Agency Yojana hai — yeh Government of India ka Pradhan Mantr...
Read full →CGTMSE
CGTMSE ka full form Credit Guarantee Fund Trust for Micro and Small Enterprises hai — yeh GoI aur SIDBI joint trust hai ...
Read full →KYC
KYC ka full form Know Your Customer hai — yeh RBI-mandated customer identification process hai jo banks, NBFCs, insurers...
Read full →Udyam Registration
Udyam Registration MSME enterprises ke liye Government of India ka new registration system hai (July 2020 se applicable,...
Read full →Loan Tenure
Loan Tenure wo total time period hai jiske andar borrower loan ko EMIs ke through repay karta hai. Tenure months ya year...
Read full →Credit Utilization Ratio
Credit Utilization Ratio (CUR) wo percentage hai jo aap apne total available credit limit ka use kar rahe ho. Yeh CIBIL ...
Read full →Moratorium
Loan Moratorium wo period hai jab lender borrower ko temporary basis pe EMI payment se exempt karta hai — generally due ...
Read full →Prepayment Charges
Prepayment Charges (ya Foreclosure Charges) wo fees hain jo lender charge karta hai jab borrower scheduled tenure se peh...
Read full →LAP
LAP ka full form Loan Against Property hai — yeh secured loan hai jisme aap apni residential ya commercial property ko c...
Read full →Loan Eligibility Criteria
Loan Eligibility Criteria wo set of parameters hain jo lender evaluate karta hai before approving a loan application. Co...
Read full →FOIR
FOIR ka full form Fixed Obligation to Income Ratio hai — yeh percentage ratio hai jo lender calculate karta hai loan eli...
Read full →Payment Gateway (6)
MDR
MDR ka full form Merchant Discount Rate hai — yeh wo fee hai jo payment gateway/bank aapke business se charge karta hai ...
Read full →T+1 Settlement
T+1 Settlement ka matlab Transaction Day plus 1 working day hai — payment gateway/PSP customer ke paise (minus MDR) merc...
Read full →UPI
UPI ka full form Unified Payments Interface hai — NPCI dwara developed real-time inter-bank payment system jo mobile num...
Read full →PSP vs Aggregator
Payment Service Provider (PSP) aur Payment Aggregator (PA) dono RBI-regulated entities hain jo digital payments enable k...
Read full →Chargeback
Chargeback ek consumer protection mechanism hai jisme cardholder apne issuing bank se transaction reverse karne ki reque...
Read full →Wallet vs UPI
Digital Wallet (e.g., Indian payment platform Wallet, Indian wallet provider, Indian UPI/wallet platform Wallet) aur UPI (Unified Payments Interface) dono digital payment ...
Read full →Insurance (8)
IRDAI
IRDAI ka full form Insurance Regulatory and Development Authority of India hai — yeh statutory body hai jo Insurance Act...
Read full →Sum Assured
Sum Assured wo guaranteed amount hai jo insurance company aapke nominee ko (life insurance me) ya aapko (health/general ...
Read full →POSP
POSP ka full form Point of Sales Person hai — yeh IRDAI-approved insurance distribution model hai jo individual agents k...
Read full →Term Insurance
Term Insurance ek pure life insurance product hai — fixed premium pay karke fixed sum assured ka life cover specific ten...
Read full →No Claim Bonus (NCB)
No Claim Bonus (NCB) wo discount ya benefit hai jo insurance company aapko deti hai agar policy year me koi claim file n...
Read full →IDV
IDV ka full form Insured Declared Value hai — motor insurance me yeh vehicle ki current market value hai jo insurer ne a...
Read full →Deductible (Insurance)
Deductible wo fixed amount hai jo policyholder ko apni jeb se pay karna padta hai claim time pe — uske baad insurance co...
Read full →Insurance Rider
Insurance Rider ek add-on coverage hai jo base insurance policy ke saath additional benefits ya protection provide karta...
Read full →Partner Program (1)
Legal (1)
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