Disclaimer

1. No Financial Advice

ProWiderKart (prowiderkart.com) pe content — blog posts, calculators, comparisons, guides, educational material — general informational purposes ke liye hai. Ye financial, investment, tax, legal, ya professional advice NAHI constitute karta.

Information aapko financial products samjhne aur informed decisions lene me help karne ke liye provide ki gayi hai. Koi bhi financial decision lene se pehle aap qualified financial advisor, chartered accountant, lawyer, ya licensed professional se consult karein.

2. Facilitator Positioning

ProWiderKart ek financial facilitation platform hai. Hum NOT hain:

• A lender, NBFC, bank, ya credit institution
• An insurer, insurance broker, ya web aggregator
• A payment aggregator, payment gateway operator, ya PSO
• A SEBI-registered investment advisor ya research analyst
• A recruitment company ya guaranteed income provider

Hum users ko RBI-registered lenders, IRDAI-registered insurers, aur authorized payment aggregators ("Partners") se connect karte hain. Sab product approvals, terms, rates, premiums, aur decisions independently Partners dwara liye jate hain unki internal policies ke according.

3. No Guarantees

Hum guarantee NAHI karte:

• Loan approval ya disbursal
• Insurance policy issuance ya claim settlement
• Specific interest rates, premiums, ya commission earnings
• Partner program income ya lead conversion
• Kisi financial product ke liye eligibility
• Website content ki continuous availability ya accuracy

Koi bhi approvals, rates, aur terms relevant Partner ki sole discretion pe hain.

4. Accuracy of Information

Hum information current aur accurate rakhne ki koshish karte hain, but:

• Financial product details frequently change hote hain (rates, terms, conditions)
• Completeness, accuracy, reliability, ya timeliness ke baare me hum koi representation ya warranty nahi dete
• Errors ya omissions ke liye hum liable NAHI hain
• Aap kisi bhi information pe act karne se pehle directly relevant Partner ya regulatory authority se verify karein

5. External Links

Hamari service me third-party websites (Partners include) ke links ho sakte hain. Convenience ke liye provide kiye gaye hain. Hum content, products, services, ya in third parties ki practices ko endorse, control, ya unke liye responsibility assume NAHI karte.

6. Illustrative Examples

Jahan examples shown hain (loan amounts, EMI calculations, commission scenarios, income projections):

• Ye sirf illustrative hain — promises ya guarantees NAHI
• Actual outcomes depend on individual circumstances, eligibility, aur Partner policies pe
• Results significantly vary kar sakte hain

7. Regulatory Compliance

Hum applicable Indian regulations comply karne ka endeavour karte hain, including:

• Reserve Bank of India (RBI) — Digital Lending, Lending Service Providers, Direct Selling Agents guidelines
• Insurance Regulatory and Development Authority of India (IRDAI) norms
• Information Technology Act 2000 aur IT Rules
• Digital Personal Data Protection Act 2023 (DPDP Act)
• Consumer Protection Act 2019
• Income Tax Act 1961

Agar aap manate hain ki service pe koi content regulatory requirements violate karta hai, please immediately Grievance Officer ko contact karein review aur correction ke liye.

8. Risk Acknowledgement

Financial products inherent risks carry karte hain:

• Loans repayment obligations involve karte hain with interest
• Insurance premium payments aur exclusion conditions involve karta hai
• Business decisions market aur operational risks involve karte hain
• Past performance future results guarantee NAHI karta

Aap solely responsible hain apne financial decisions aur unke consequences ke liye.

9. Content Attribution

Jahan information publicly available regulatory documents, news articles, ya research se source hoti hai, hum attribution provide karne ka attempt karte hain. Agar aap manate hain ki koi content aapka copyright infringe karta hai, please Grievance Officer ko prompt review ke liye contact karein.

10. Amendments

Ye Disclaimer periodically update ho sakta hai. Changes is page pe updated date ke saath reflect honge.

11. Contact

Service use karke aap acknowledge karte hain ki aapne ye Disclaimer padha, samjha, aur accept kiya.