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By Team ProWiderKart · Updated · 5 min read
🤝 India ka trusted Multi-Product Financial Partner Program

Financial Partner Program —
PG, Loan, Insurance Refer Karo
Commission Kamao

ProWiderKart partner bano — payment gateway, business loan, insurance refer karo aur commission kamao. Free registration, zero investment, ghar baithe karo, part-time bhi chalega. India ke 200+ cities mein active.

FreeRegistration
Always
ZeroInvestment
Required
5+Products
Refer Karo
TrailRenewal
Income bhi
200+Cities
Active

Kaun Join Kar Sakta Hai — Eligibility

✅ Partner Eligibility — Quick Checklist

  • ✅ Age: 18 saal ya usse zyada
  • ✅ Aadhaar Card — identity proof
  • ✅ PAN Card — commission payout ke liye
  • ✅ Active Bank Account — savings ya current
  • ✅ Smartphone with WhatsApp
  • ✅ Kuch log jinhe financial products ki zarurat ho

❌ Ye Nahi Chahiye: Degree, prior experience, registration fee, office, minimum target

🎓

Students

College network — classmates, faculty, parents. Part-time income alongside padhai. 18+ age chahiye.

👩‍🍳

Housewives

Neighbourhood, kitty group, society. Ghar se karo, apni pace pe. Strong local trust = good conversions.

🏦

Ex-Bankers / Retired

Years of industry experience aur network. High conversion rate expected. Meaningful engagement retire ke baad.

🧾

CA / Accountant

Existing client trust kaafi powerful hai. Multi-product cross-sell natural hoti hai financial clients ke liye.

Commission Rates — Kitna Kama Sakte Hain?

ProductCommission BasisRangeTrail Income
Payment GatewayPer activation (flat)Flat fee per caseNahi typically
Business Loan% of disbursement0.5% – 1.5%Nahi
Personal Loan% of disbursement0.3% – 1%Nahi
Term Insurance% of first year premium20% – 35%+Haan — renewal pe
Health Insurance% of premium10% – 25%Haan — renewal pe
Demat AccountPer account openedFixed feeNahi
⚠️ Note: Ye indicative ranges hain. Actual commission rates onboarding pe clearly share ki jaati hain. Koi income guarantee absent claim nahi ki ja rahi — ye purely performance-based hai. TDS applicable hogi.

📊 Part-Time Partner — Monthly Scenario (Illustrative)

2 PG ActivationsCommission ✅
1 Business Loan ₹10L @ 1%₹10,000 ✅
2 Term Insurance (₹15K premium @ 30%)₹9,000 ✅
Previous year renewals (trail income)₹X,XXX ✅
Estimated Monthly Range₹15,000 – ₹40,000+

Illustrative example. Actual income conversions, effort aur market pe depend karta hai. income guarantee absent claim nahi ki ja rahi. TDS applicable.

5 Products — Multiple Income Streams

💳

Payment Gateway

Har business ko chahiye — kirana, salon, restaurant, hospital. Consistent demand, flat commission per activation.

PG Partner Guide ›
🏦

Business / MSME Loan

High ticket = high commission. Working capital, expansion, MUDRA — variety of loan needs in market.

Loan DSA Guide ›
🛡️

Term + Health Insurance

Highest % commission. Trail income se passive earning. Everyone needs it — huge addressable market.

Insurance Partner ›
📈

Demat / Investment

Stock market interest growing. Per account commission. Easy digital process — quick conversions.

Kaise Kaam Karta Hai — 4 Simple Steps

1

Free Register Karo

WhatsApp karo ya form fill karo — naam, city, profession. Registration bilkul free, koi fee nahi. 24 hours mein onboarding.

2

Training Lo

Product knowledge, pitch guide, lead submission process — training milegi. Simple aur practical. Client ko sahi information dena seekho.

3

Refer Karo

Apne network mein financial need identify karo — lead submit karo. ProWiderKart baaki sab handle karta hai. Tum sirf connect karo.

4

Commission Lo

Conversion hone ke baad commission bank account mein directly credit hoti hai. TDS ke saath transparent payout.

Financial Partner Program — India ke 200+ Sheharon Mein

ProWiderKart 200+ cities mein active hai — metro se lekar chhote sheharon tak. Online process hone se koi bhi city se service milti hai — physical presence ki zarurat nahi.

🏙️ Tier 1 — Metro Cities
Mumbai
Delhi / NCR
Bangalore
Hyderabad
Chennai
Kolkata
Pune
Ahmedabad
Surat
Jaipur
🌆 Tier 2 — Major Cities
Lucknow
Chandigarh
Indore
Bhopal
Nagpur
Patna
Ranchi
Guwahati
Bhubaneswar
Amritsar
Ludhiana
Dehradun
Raipur
Agra
Varanasi
Meerut
Nashik
Rajkot
Coimbatore
Visakhapatnam
Madurai
Kanpur
Allahabad
Jodhpur
Kota
Udaipur
Vadodara
🏘️ Tier 3 — Growing Cities
Ajmer
Mathura
Aligarh
Gorakhpur
Bareilly
Moradabad
Jabalpur
Gwalior
Bikaner
Sikar
Hisar
Rohtak
Muzaffarpur
Darbhanga
Bhagalpur
Haridwar
Rishikesh
Shimla
Jammu
Mysore
Hubli
Tirupati
Warangal
Trichy
Nellore
Guntur
Belgaum
Kolhapur
Aurangabad
Solapur
Dhanbad
Jamshedpur
Bokaro
Gaya
Samastipur
Siliguri
Asansol
Durgapur
Cuttack
Rourkela
Berhampur
Sambalpur
🗺️ Tumhara Sheher List Mein Nahi? Hum 200+ cities mein hain — poori list yahan nahi dikhaayi ja sakti. WhatsApp karo — confirm karenge. WhatsApp Karo ›

Kyun ProWiderKart pe Trust Karein?

🧠
Experience

Hum financial services industry mein actively kaam karte hain — merchant onboarding, loan facilitation, insurance aur DSA operations ka real-world experience hai.

🎓
Expertise

Payment gateway, loan, insurance, DSA — har vertical mein deep product knowledge. Sahi option identify karna hamari specialty hai.

🏛️
Authoritativeness

India ke 200+ cities mein active operations. Growing network of individuals aur businesses ko guide kar rahe hain.

🔐
Trustworthiness

Transparent process, legally safe content, no hidden charges, no guaranteed claims — hum sach bolte hain. Data secure rakha jaata hai.

Partner Program — 50 Important Sawaalon Ke Jawab

Neeche diye gaye sab sawaalon ke jawab hain. Aur sawaal ho to WhatsApp karo — +91 98332 16954

Financial partner program mein tum ProWiderKart ke through financial products refer karte ho — payment gateway, loan, insurance — aur successful conversion pe commission milti hai. Ye DSA (Direct Selling Agent) model hai. Koi office nahi, koi salary nahi, koi ceiling bhi nahi — purely performance-based earning.
18+ age, valid Aadhaar card, PAN card (payout ke liye), active bank account (savings ya current), smartphone with WhatsApp, aur kuch log jinhe financial products ki zarurat ho. Koi degree, experience, ya registration fee nahi chahiye.
Lead convert hone ke baad — gateway activate, loan disburse, ya policy issue hone ke baad commission process hoti hai. Direct bank account mein transfer hoti hai. TDS applicable hoti hai income tax rules ke hisaab se.
Payment gateway, business loan, personal loan, MSME loan, term insurance, health insurance, motor insurance, demat account, FD, credit card — multi-product portfolio hai. Ek registration se sab products ka access milta hai.
Part-time se Rs.10,000-40,000+/month possible hai — depending on effort, network aur conversions. Koi income guarantee absent nahi — ye purely performance-based hai. Insurance mein 20-35%+ first year. Loan mein 0.5-1.5% of disbursement. PG mein flat fee.
Haan — koi minimum target nahi, koi fixed schedule nahi. Existing job ke saath bhi karo. Ghar se bhi ho sakta hai. Apni convenience pe refer karo. Income generate ho jab conversion ho.
Insurance mein client ki policy renew hone par bhi renewal commission milti hai — trail income. Ek baar place karo, saalon tak renewal pe earning. Network build karo — trail income compounding hoti hai saalon mein.
Koi prior finance ya sales experience mandatory nahi. ProWiderKart onboarding mein product training milti hai — kya refer karna hai, kaise pitch karo, lead kaise submit karo. Seekhne ki ichha kaafi hai.
Bilkul — neighbourhood, kitty group, colony wale — ye sab strong local network hai. Ghar se kaam, apni pace pe, koi pressure nahi. Many successful ProWiderKart partners housewives hain.
Haan — 18+ age zaroori hai. College network — classmates, faculty, parents — potential referrals hain. Part-time income padhai ke saath. Valuable experience bhi milti hai financial services mein.
Existing clients naturally financial products ke liye trust karte hain CA ko. Business loan, payment gateway, insurance — sab refer karo aur commission kamo. Multi-product se ek hi client se multiple commissions possible hain.
Ek client ko multiple products ki zarurat hoti hai — PG + loan + insurance = teen commissions ek client se. Single product se 2-3x income possible hai same network se. ProWiderKart ek hi registration mein sab products ka access deta hai.
WhatsApp pe merchant/client ka naam, mobile, business type, city bhejo — ProWiderKart tumhare naam pe track karta hai. Portal bhi hai lead submission ke liye. Real-time status updates milte hain conversion tak.
Haan — nayi partners recruit karo apne network mein. Unke conversions pe bhi additional earning hogi. Network leadership income ka rasta hai. Multi-level nahi — direct referral team building hai.
Haan — ye legitimate DSA/referral model hai jo banks aur NBFCs officially operate karte hain India mein. Commission income taxable hai — TDS applicable hoti hai. Genuine business model hai, koi fraud nahi.
WhatsApp karo — 24 ghante mein onboarding start hogi. Registration free hai, form simple hai. Training material milega. 2-3 days mein refer karna shuru kar sakte ho.
Tier 2 aur Tier 3 cities mein partners consistently Rs.20,000-50,000+/month earn kar rahe hain — low competition aur high local demand ki wajah se. Part-time partners bhi Rs.10,000-15,000+ regular earn kar rahe hain. Results effort aur network pe depend karte hain.
Traditional insurance agent ek specific company ke liye kaam karta hai. ProWiderKart partner multi-product, multi-company — loan, PG, insurance sab refer karo. Zyada diverse earning sources hoti hain.
Years ka industry knowledge, established network, financial products ki understanding — all make ex-bankers excellent partners. Multiple products comfortably refer kar sakte hain. Better conversion rate expected.
Tier 2 aur Tier 3 cities mein — less competition, strong local network, high demand. Metro mein competition zyada lekin absolute numbers bhi zyada. Apne city mein start karo — local trust sabse powerful asset hai.
Product ke hisaab se — typically monthly ya per-conversion. TDS applicable government norms ke hisaab se deducted hogi. Clear payout schedule onboarding mein share kiya jaata hai.
ProWiderKart ke through multi-product expertise build karo — gradually independent financial guide ban sakte ho. Client trust build hone ke saath referrals bhi aate hain. Long-term career path possible hai financial services mein.
Haan — social media, WhatsApp groups, content marketing — ye sab referral channels hain. Financial content create karo — leads organically aate hain. ProWiderKart digital guidance bhi deta hai.
Lead submit karne ke baad ProWiderKart tumhare naam pe track karta hai. Conversion status updates milte hain. Transparency zaroori hai — sabka hisaab rakha jaata hai.
Loan products training, eligibility parameters, document checklist, lender criteria — sab milega onboarding mein. High-ticket loans refer karne ki strategy guide ki jaati hai. Complex cases mein ProWiderKart support deta hai.
Kaunse merchants target karein, pitch kaise karein, rejection handle kaise karein — sab guidance milti hai. Merchants ki identification se activation tak support hota hai. High volume pe better opportunity.
Haan — basic product information, pitch points, FAQs — ye sab milta hai. Digital material WhatsApp pe share karo. Professional aur accurate information ensure karna zaroori hai.
ProWiderKart legitimate registered entity hai. Commission taxable hai aur properly processed hoti hai. Koi upfront investment nahi maanga jaata — ye safest sign hai legitimate opportunity ka. Agar koi investment maange to scam hai.
POSP (Point of Sales Person) certification IRDAI ka hai — health aur general insurance products sell karne ke liye. ProWiderKart onboarding mein is process mein guidance milti hai. Helpful hai commission earnings ke liye.
Haan — new products launch hone pe, policy changes pe updates milte hain. WhatsApp group mein latest information share hoti hai. Continuous learning financial services mein zaroori hai.
Bilkul — property buyers ko home loan refer karo, sellers ko insurance refer karo, commercial property buyers ko business loan. Real estate network mein financial products ki natural demand hoti hai.
Haan — patients, colleagues, medical staff — financial products ki zarurat sabko hoti hai. Health insurance specially — direct expertise se trust aata hai. Medical network valuable hai financial referrals ke liye.
India mein registered business ya property hone par — haan, kuch limitations ke saath. India aane pe referrals generate kar sakte ho. Details ProWiderKart se discuss karo specific situation ke hisaab se.
Financial content create karo — audience ko educate karo loans, insurance, payment gateway ke baare mein. Affiliate-style referrals generate ho sakte hain. Audience trust se conversion rate better hoti hai.
Fraudulent activity, misleading clients, fake leads — agar ye karo to haan. Legitimate kaam karo — clients ko sach bolo, products clearly explain karo. Honest business long-term sustainability ensure karta hai.
Consistent performance pe: higher commission tiers, dedicated support, priority processing. Team build karo — leadership commission bhi mil sakti hai. Long-term partnershi mein growth opportunities hoti hain.
Sabse suited actually — free time hai, years of experience hai, established network hai, financial pressure kam hai. Part-time karo — meaningful income bhi, purpose bhi milti hai.
Ideal — already flexible work model aur entrepreneurial mindset hai. Financial services add karo existing portfolio mein. Multiple income streams — financial stability improve hoti hai.
Initially koi mandatory target nahi. As you progress, optional targets set ho sakte hain better commission tiers ke liye. Pressure nahi — sustainable growth focus hai.
Haan — consistent Rs.50,000-1,00,000+ monthly income possible hai with dedicated effort aur network. Kitne partners hai jo full-time karte hain? Growing community hai. Full-time potential real hai.
Multi-product mix: insurance trail (passive), loan volume (consistent), PG activations (steady). Diverse ne seasonal fluctuation minimize hoti hai. Network grow karte raho — income bhi grow karti hai.
Sab jo unhe genuine zarurat ho — PG, loan, insurance sab ek hi client ko. Cross-selling client ke liye bhi convenient hai — ek trusted advisor se sab kuch. Multiple commissions ek relationship se.
Haan — WhatsApp group mein active partners community hai. Tips share hote hain, success stories share hoti hain, problems solve hoti hain collectively. Community support important hai.
Investment pe return milega — time invest karo, effort invest karo. Paise invest karne ki zarurat nahi. Agar koi paise invest karwane ki baat kare — scam sign hai.
Chhote sheharon mein typically less competition, better local trust, high demand — actually better opportunity ho sakti hai metro se. Tier 3 cities mein ProWiderKart ke partners consistently achha kar rahe hain.
Haan — transparency zaroori hai. Clients ko clearly batao ki tum ProWiderKart ke through facilitate kar rahe ho. Honest relationship better client trust aur long-term referrals laata hai.
Commission income 'income from other sources' mein ya business income mein fall ho sakti hai. TDS deducted hogi. CA se consult karo proper ITR filing ke liye — ProWiderKart TDS certificate provide karta hai.
PG: 3-7 days activation ke baad commission. Loan: disbursement ke baad — 1-3 weeks typically. Insurance: policy issue ke baad — 3-7 days. Patience zaroori hai — consistent leads submit karo.
Haan — ProWiderKart legitimate financial services aggregator hai. No upfront fee, no false promises, transparent commission structure. Consult karo, samjho, phir join karo. No pressure.
Accurate information dena clients ko, genuine leads submit karna, professional behaviour maintain karna. Fraud ya misleading activities se avoid karna. Quality over quantity — genuine conversion partner aur ProWiderKart dono ke liye better hai.

Financial Partner Program —
Aaj Se Join Karein

Naam, city aur profession batao — free registration hogi, training milegi, aaj se refer karna shuru karo.

  • Registration bilkul free — koi fee nahi
  • 5+ products ek platform pe
  • Trail income — renewals pe bhi kamo
  • Training aur ongoing support milega
  • Part-time ya full-time — tumhara choice
  • Commission directly bank account mein
Direct WhatsApp Pe Baat Karein

🆓 Free Consultation Form

Fill karo — 24 ghante mein WhatsApp pe reply milega*

💬 Get updates on WhatsApp

🔒 Aapka data 100% secure hai. Sirf consultation ke liye use hoga. Koi spam nahi. Koi hidden charge nahi.

Free Consultation Lo 📞

Naam aur number do — expert jald se jald WhatsApp karega. Bilkul FREE.

Zero spam · Free advisory · +91 98332 16954

🧮 Free Tool

Partner Earnings Calculator —
Apna Monthly Income Estimate

Apne expected referrals ki number set karein. Indicative monthly earnings estimate dekhein.

Earnings Calculator

Monthly Partner Income Estimate

Indicative per-deal commission used: Loan ~₹10K, Insurance ~₹5K, PG ~₹5K. Actual amounts product aur deal size pe depend karte hain.

Estimated Monthly Potential
₹ 65,000
Yearly Indicative₹ 7,80,000
Total Referrals10
💬 Partner Banne Ke Liye WhatsApp Karein

* Earnings purely commission-based hain. Actual amounts referrals ki conversion, deal size, aur product-specific commission rates pe depend karte hain. No fixed income guarantee. Yeh purely indicative tool hai — past performance future earnings ka promise nahi hai.

🔍 People Also Ask

Log Aksar Yeh Bhi Poochhte Hain

India bhar ke users dwara sabse zyaada poochhe gaye sawaal — honest jawab ke saath.

Tier 2/3 city se partner ban sakte hain — kya restrictions hain?
Bilkul ban sakte hain. India ke kisi bhi sheher se — Tier 1, 2, ya 3 — partner ban sakte hain. Koi office, koi physical presence, koi territory restriction nahi. Sirf WhatsApp aur internet chahiye. ProWiderKart ke active partners mein bohot saare Tier 2/3 ke hain — kuch top earners bhi smaller cities se hain.
Kitna kamayenge initial 3-6 mahine mein — realistic expectation?
Earnings purely commission-based hain aur referrals ki quality, quantity, conversion aur deal size pe depend karte hain. Initial 1-2 mahine learning phase hota hai. Consistent activity ke saath earnings typically badhti hain. Active full-time partners attractive monthly potential reach kar sakte hain. No fixed income guarantee — actual results variable hote hain.
Investment ya joining fee kitni hai?
Zero. Joining fee nahi, registration charge nahi, monthly subscription nahi, training fee nahi. Bilkul free hai. ProWiderKart bank/NBFC/insurer/payment provider se commission earn karta hai — usi se partners ko bhi pay karta hai. Tumse koi paisa nahi liya jaata kabhi bhi.
Customer reject ho gaya to partner ko kuch milega kya?
Rejection mein direct commission nahi milti. Lekin ProWiderKart rejected case ko alternate product (gold loan, MUDRA, microfinance) ya alternate provider ke saath try karta hai — woh approve ho jaaye to commission milti hai. Ek lead ka multiple product opportunities mein convert hone ka chance hota hai.
Commission payment kaise milti hai — bank ya UPI?
Direct bank transfer (NEFT/IMPS) ya UPI. Lender/provider se commission ProWiderKart ko receive hone ke baad transparent calculation hoti hai aur partner ke account mein transfer ho jaati hai. Typically 7-15 working days post-disbursal commission receive hoti hai. Statement WhatsApp pe milta hai detailed breakup ke saath.
📚 Glossary

Important Financial Terms — Hindi-English Mein Samjhein

Common terms jo aapko milte hain financial services mein — simple explanation ke saath.

EMI

Equated Monthly Installment — fixed monthly payment for loan repayment. Principal + interest ka combination.

CIBIL Score

Credit score 300-900. 750+ excellent maana jaata hai. Loan eligibility decide karta hai.

NBFC

Non-Banking Financial Company — RBI registered companies jo loans aur financial products deti hain.

DSA

Direct Selling Agent — financial products ke liye authorized referral partner.

📊 Indicative Earning Potential — Subject to T&C

Product Indicative Commission* Trigger
Business / Personal Loan Up to ₹10,000+ per disbursal On successful disbursement
Insurance (Health/Term/Motor) Up to ₹5,000+ per policy On policy issuance & premium
Payment Gateway Activation Up to ₹5,000+ per merchant On successful activation

*Important Disclosure: Yeh amounts indicative hain — actual commission varies by partner, product, loan/policy amount, lender T&C, aur business arrangement. Commission tabhi credit hoti hai jab partner se successful disbursement / issuance / activation confirm ho. No guaranteed income. Past commissions future earnings ki guarantee nahi. Subject to TDS (10% per Income Tax Act). T&C applicable.

🇮🇳 Pan-India Promise · 200+ Cities Covered

Partner Program —
Har Sheher Mein Same Quality

Metro ho ya chhota sheher — ProWiderKart ki advisory, support, aur process bilkul same hai. Tier 2 aur Tier 3 cities ke liye specifically digital-first design — koi physical office visit nahi, sab kuch WhatsApp aur online pe.

💬

WhatsApp-First Support

Zaroorat ke time WhatsApp pe seedha contact. Document submit karo, queries pucho, follow-up lo — sab phone pe. India ke har sheher ke liye perfect channel.

🗣️

Easy Communication

Hindi-English mix — exactly jaise aap baat karte hain. No corporate jargon, no fancy English. Sab clear, simple, samjhne mein easy.

📱

100% Digital Process

Online application, video KYC, e-sign, direct bank transfer — koi physical paperwork ya office visit zaroori nahi. Ghar baithe sab kuch.

🆓

Always Free Advisory

Consultation, eligibility check, document guidance, application support — bilkul free. Hidden charges nahi. ProWiderKart provider se commission leta hai, aapse nahi.

Fast Process

Documents complete hone par typical timeline 3-14 working days. ProWiderKart har step pe active follow-up karta hai — delays minimize karne ke liye.

🔒

Transparent & Compliant

RBI/IRDAI regulated entities ke saath kaam karte hain. Sab terms clearly disclosed. Aapka data confidential, sirf consent par share. Long-term trust ke liye built.

Apne sheher se shuruwat karne ke liye
Aaj Hi WhatsApp Karein — Free Consultation
💬 WhatsApp Karein — +91 98332 16954
📌 Quick Summary

Quick Summary — Partner Program Hindi-English Mein

ProWiderKart ka Partner Program India ka sabse accessible referral program hai. Tier 1, 2, ya 3 — kisi bhi sheher se join karo, apne network se loan, insurance, ya payment gateway leads bhejo, aur har successful referral pe attractive commission earn karo. Zero investment, zero risk.

💬 Partner Banein Aaj Hi — WhatsApp Karein
Quick Answer — ProWiderKart Partner Program Kya Hai

ProWiderKart Partner Program ek free referral platform hai jo CAs, ex-bankers, insurance agents, real estate agents aur homemakers ko Loan, Insurance aur Payment Gateway products refer karke commission earn karne ki opportunity deta hai. No fee, no target. Commission successful disbursement/issuance par credit hoti hai. Activity-dependent. No guaranteed income.

🚀 Coming Soon

Partner Dashboard

Live lead tracking, commission status, payout history — all in one place. Currently available on WhatsApp. Self-service dashboard launching soon for active partners.

📊 Lead Status 💰 Commission Tracker 🗓️ Payout Schedule 📈 Total Earnings
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