Payment Gateway for E-commerce and Online Store
E-commerce store ke liye complete payment gateway — checkout integration, COD reconciliation, refunds — sab smooth.
E-commerce Store ke liye payment gateway setup ke liye 4 simple steps: (1) Business documents ready karo — GST, PAN, Bank details, business proof. (2) ProWiderKart ke saath partner se WhatsApp pe baat karo — free consultation. (3) Suitable payment gateway partner suggest karenge based on business volume aur industry. (4) Onboarding + integration support — 24-72 hours me activation typically. T&C applicable.
E-commerce Store Ke Liye Payment Gateway Kyu Zaroori Hai?
E-commerce Store business ke specific challenges hote hain jo regular payment gateway solve nahi kar pata. ProWiderKart ke through specialized solutions:
Common Pain Points:
- Checkout abandonment rate high hai
- COD-to-prepaid conversion improve karna
- Refund processing time (return policy)
- Failed payment recovery
- Marketplace + own site dono ka tracking
Best Payment Gateway Features for E-commerce Store
E-commerce Store business ke liye payment gateway choose karte time yeh features check karo:
✓ Shopify/WooCommerce/Magento plugins ready
Shopify/WooCommerce/Magento plugins ready
✓ One-click checkout
One-click checkout (saved cards)
✓ EMI options
EMI options (no-cost EMI partnerships)
✓ Auto-refund within hours of return
Auto-refund within hours of return
✓ Smart routing
Smart routing (route to best PSP)
Common Use Cases — E-commerce Store
ProWiderKart ke partners E-commerce Store businesses ke liye yeh use cases handle karte hain:
- D2C brand websites
- Fashion/apparel stores
- Electronics e-commerce
- Subscription boxes
- Marketplaces
Commercial Terms — Indicative
| Parameter | Indicative Range* |
|---|---|
| MDR (Merchant Discount Rate) | Standard MDR 1.5-2.2% (varies) |
| Settlement Cycle | T+1 to T+3 (varies) |
| Setup Fee | Often ₹0 (varies by partner) |
| Annual Maintenance | Varies by partner — typically ₹0-₹2,000/year |
*Indicative ranges. Actual rates depend on business volume, partner selection, and individual negotiation. T&C applicable.
Compliance Notes: RBI tokenization mandatory; PCI-DSS Level 1 partner essential
Documents Required
- GST Registration certificate
- PAN card (business + proprietor)
- Aadhaar (proprietor/partners/directors)
- Bank account statement (3-6 months)
- Cancelled cheque / bank verification
- Business address proof (electricity bill, rent agreement)
- Business registration (Pvt Ltd / LLP / Proprietorship)
- Industry-specific licenses (if applicable)
🚀 E-commerce Store Business Ka PG Setup Karwana Hai?
Free consultation. Suitable partner suggestion. Activation support — 24-72 hours typically.
💬 WhatsApp Now — FreeFrequently Asked Questions
E-commerce Store ke liye konsa payment gateway best hai?
E-commerce Store business ke liye payment gateway selection depends on transaction volume, average ticket size, customer payment preferences, aur industry-specific compliance requirements. ProWiderKart multiple RBI-regulated PG partners ke saath kaam karta hai aur tumhare specific business profile ke basis par suitable option suggest karta hai. Free consultation ke liye WhatsApp pe contact karo.
E-commerce Store business ka payment gateway setup karne me kitna time lagta hai?
Typically 24-72 hours ka time lagta hai documentation complete hone ke baad. Yeh time partner ke verification process, business documents ki completeness, aur industry-specific compliance checks par depend karta hai. ProWiderKart ke through process ko streamline kiya jaata hai.
E-commerce Store ke liye payment gateway ka MDR kitna hota hai?
Standard MDR 1.5-2.2% (varies). Final MDR business volume, transaction mix (UPI/Card/NetBanking ratio), aur partner negotiation par depend karta hai. ProWiderKart through multiple partners ka comparison karke best suitable option suggest karta hai.
E-commerce Store business ke liye payment gateway settlement cycle kya hota hai?
T+1 to T+3 (varies). Settlement cycle business profile, transaction risk category, aur partner policies par depend karta hai. Higher-risk industries me typically longer cycle hota hai.
E-commerce Store ke payment gateway setup ke liye kya documents chahiye?
Standard documents: GST registration, PAN, Aadhaar, bank statement (3-6 months), cancelled cheque, business address proof, business registration. Industry-specific licenses bhi chahiye honge — for example, FSSAI for F&B, drug license for pharmacy, RERA for real estate, etc.
Kya E-commerce Store business ke liye payment gateway pe limit hoti hai?
Initial limits set hote hain based on business documents aur risk category. Volume aur transaction history build hone ke saath limits increase ho jaati hain. Specific limits partner ke discretion par hote hain — T&C applicable.
E-commerce Store business ke liye international payments accept karne ka option hai kya?
Haan, multiple PG partners international cards (Visa/Mastercard/Amex) accept karte hain. International payments ke liye additional FEMA compliance, IEC code (for goods), aur AD code (Authorised Dealer code from bank) chahiye. Specific guidance ke liye consultation lo.
Kya ProWiderKart E-commerce Store ke liye payment gateway provide karta hai?
ProWiderKart facilitator hai — direct payment service provider nahi. Hum multiple RBI-regulated payment gateway partners ke saath partner ya referral basis pe kaam karte hain aur eligible E-commerce Store businesses ko unke saath connect karte hain. Final approval aur terms partner institution decide karta hai.
E-commerce Store business me low-volume ya new business ke liye payment gateway option hai?
Haan, new businesses ya low-volume businesses ke liye specific entry-level plans hote hain. Initial period me higher MDR ho sakta hai jo volume increase hone par renegotiate ho sakta hai. Some partners flat-fee subscription models bhi offer karte hain.
E-commerce Store ke liye payment gateway ke saath analytics dashboard milta hai kya?
Haan, almost saare payment gateway partners merchant dashboard provide karte hain jisme real-time transaction monitoring, settlement reports, success/failure analytics, customer payment patterns, aur GST-ready reports milte hain. Specific features partner ke hisaab se vary karte hain.
Why Partner with ProWiderKart?
- ✅ Free Advisory — No consultation fee, ever
- ✅ Multiple Partners — We compare options across multiple RBI-regulated payment gateways
- ✅ Industry-Specific Expertise — E-commerce Store businesses ke specific compliance aur features par focus
- ✅ End-to-End Support — Documentation, onboarding, integration assistance
- ✅ Transparent Process — No hidden charges, clear T&C