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By Team ProWiderKart · Updated · 5 min read
📱 UPI & Payment Links

UPI QR Code aur Payment Link — Complete Guide

Bina website ke bhi online payment lo! QR code scan karo ya payment link share karo WhatsApp pe — simple, fast, zero MDR on UPI.

0%MDR on UPI
0Website Needed
2 minLink Generate Time
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POS Machine, EDC & Card Swipe Machine — Shop Ke Liye

Sirf online QR/Payment Link hi nahi — agar aapki shop ya counter pe customers card se pay karna chahte hain, toh ProWiderKart aapko sahi POS / EDC / Card Swipe machine bhi dilwa deta hai. Setup, documents aur activation — sab handle hota hai. Aap facilitator ke through best provider se connect hote hain.

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POS Machine

Counter pe lagne wali machine — card, UPI, wallet sab accept kare. Restaurant, retail shop, clinic, salon — har business ke liye.

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EDC Machine

Electronic Data Capture terminal — fast card transactions, printed receipt, daily settlement. Busy counters ke liye reliable.

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Card Swipe Machine

Mobile/portable swipe machine — phone se connect karke kahin bhi payment lo. Delivery, field sales aur small shops ke liye perfect.

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SoundBox & Smart POS

Payment confirmation soundbox aur Android smart POS — billing, inventory aur payment ek hi device mein. Modern shops ke liye.

Shop Ke Liye Card Machine Chahiye?
Hum aapke business type ke hisaab se sahi machine recommend karke setup karwa dete hain — bilkul free advisory.
💬 POS Machine Ke Liye WhatsApp Karo

* ProWiderKart ek facilitator hai — lender, bank ya payment provider nahi. Machine, rental, MDR charges aur activation terms provider ke final policy pe depend karte hain. Koi guaranteed approval ya fixed charge ka dawa nahi.

UPI QR aur Payment Link — 50 Complete FAQs

Neeche diye gaye sab sawaalon ke jawab hain. Aur sawaal ho to WhatsApp karo — +91 98332 16954

UPI QR code — scan karo, amount enter karo, pay karo. Zero MDR, free. Payment gateway — zyada advanced, cards/netbanking bhi accept karta hai, MDR lagti hai. Small business ke liye QR se shuru karo.
Haan! UPI QR code generate karna aur use karna 100% free hai. Transaction pe 0% MDR (zero charges) merchant ko. Sirf IMPS/RTGS type transactions pe normal bank charges lagte hain.
Gateway account mein login karo → Payment Links section → Create Link → Amount aur description enter karo → Link generate → Copy karke share karo. Done!
Generally 7-30 days tak valid rehta hai. Custom expiry set kar sakte ho. Expired link pe payment nahi hoti — naya link generate karo.
Haan bilkul! Payment link WhatsApp, SMS, email pe share kar sakte ho — website nahi chahiye. Yeh chhote businesses ke liye ideal hai.
Agar static QR hai to nahi. Dynamic QR amount-specific hota hai — har transaction ke liye naya generate hota hai. Print wali QR usually static hoti hai — reuse hoti hai.
Payment link generate karo → Copy karo → WhatsApp mein customer ke chat mein paste karo → Send! Customer link click karega aur payment kar dega.
Customer reminder bhejo. Link ki validity check karo. Naya link bhejo if expired. Customer ke browser mein issue ho to UPI ID directly share karo.
Domestic payment links sirf India ke UPI/cards accept karte hain. International payments ke liye international gateway feature chahiye.
Haan! SMS, email, aur app notification aati hai. Dashboard pe real-time update dikhta hai.
Kuch platforms customized QR code with logo dete hain. Basic merchant QR usually plain hoti hai. Custom branding additional service ho sakti hai.
Gateway dashboard mein all links ka history milta hai — active, expired, paid, pending. Filter karke manage karo.
Kuch advanced gateways payment link mein EMI option provide karte hain. Basic links usually one-time payment hoti hai.
Haan! UPI collect request bhej sakte ho — customer ko notification aati hai, accept karo aur amount deduce ho jaata hai. Payment link jaise hi kaam karta hai.
Merchant name, amount (if pre-filled), payment options (UPI, UPI app, UPI app, UPI/wallet app etc.) — customer choose karke pay karta hai.
Offline customer ke liye physical visit pe link share karo ya QR code dikhao. Internet connection customer ke phone mein hona chahiye — but merchant ka nahi.
WhatsApp (best for India), SMS, Email, Instagram DM, Facebook Messenger — sabse share ho sakta hai.
Single-use link — sirf ek payment ke liye. Reusable (multiple payments) link bhi banaa sakte ho amount fixed ya variable ke saath.
QR code: face-to-face, in-person payments. Payment link: remote, online, phone/WhatsApp pe.
Haan! Product name, order ID, custom message add kar sakte ho. Customer ko clarity milti hai kiske liye pay kar raha hai.
Advanced gateway plans mein bulk link generation API available hai. Manual ek-ek create karna tedious hota hai beyond 20-30 links.
Haan, failed payment pe customer ko gateway se notification milti hai. Merchant ko bhi alert milta hai usually.
Advanced feature hai — milestone-based multiple links create karke installment simulate kar sakte ho.
UPI ID = text based (e.g. name@bank). QR code = visual representation of UPI ID + payment parameters. Dono same account pe route karte hain.
Haan, bit.ly ya custom URL shortener se payment link short karo — zyada clean dikhti hai.
Direct in-social payment India mein limited hai. UPI-integrated chat payment available hai but limited. Better: payment link share karo social media pe.
Basic gateways click tracking nahi dete. Advanced analytics ke liye UTM parameters + gateway analytics combine karo.
Excess amount: refund initiate karo dashboard se. Partial payment: difference ke liye naya link bhejo.
A4 print: minimum 5x5 cm. Counter card: 8x8 cm. Visibility ke liye zyada bada better. High resolution download karo gateway se.
Haan! Dynamic QR mein specific amount pre-fill karo — customer ko amount enter nahi karna padta — faster checkout.
Custom forms ke saath haan — customer ka naam, phone, email mandatory kar sakte ho payment se pehle.
Haan! Open amount link — customer khud amount enter karta hai. NGO donations, tip collections ke liye perfect.
Recurring payment link feature use karo — once click karne pe auto-debit mandate ban jaata hai monthly/quarterly.
Haan, expiry datetime set kar sakte ho — e.g. 5 PM tak valid — creates urgency.
Haan! Ek payment link — UPI, card, netbanking, wallet — sab accept karta hai. Customer apna preferred method choose karta hai.
Gateway dashboard → Payment Links → specific link pe click → see payment attempts, success rate, customer details.
Haan! Email body mein payment link include karo — ya CTA button add karo. Professional invoice look milti hai.
WhatsApp reminder bhejo 24 hours baad. Link validity check karo. Reason poocho — koi issue to nahi? Alternative payment method offer karo.
Basic UPI QR se invoice nahi banti. Gateway payment + invoice software integration se automated GST invoice generate ho sakti hai.
Advanced gateways discount code feature dete hain. Basic links mein yeh feature nahi hoti usually.
Payment link: direct URL, share anywhere. Payment button: website pe embed hone wala HTML button, click pe payment page kholti hai.
Gateway se QR image download karo → Canva ya any design tool mein professionally design karo → Print karwa lo laminated — ₹20-50 mein hota hai.
Custom form fields ke saath haan — naam, address, pincode — sab collect ho sakta hai payment ke saath.
*99# USSD payment feature hai — bina internet ke. For wider reach, yeh also acceptable. But modern UPI apps more common hain.
Haan! Alag counters, alag staff, alag locations — multiple QR codes generate kar sakte ho ek account se.
Gateway dashboard → Reports section → Date range select → Download CSV/Excel. Accountant ko share karo.
Direct partial payment link nahi hoti. But multiple links banaa sakte ho — e.g. 50% advance link aur 50% balance link.
Immediately gateway se naya QR generate karo. Old QR deactivate karo if possible. Customers ko new QR pe payment karne ko kaho.

UPI QR Code Setup — India ke 200+ Sheharon Mein

ProWiderKart 200+ cities mein active hai — metro se lekar chhote sheharon tak. Online process hone se koi bhi city se service milti hai — physical presence ki zarurat nahi.

🏙️ Tier 1 — Metro Cities
Mumbai
Delhi / NCR
Bangalore
Hyderabad
Chennai
Kolkata
Pune
Ahmedabad
Surat
Jaipur
🌆 Tier 2 — Major Cities
Lucknow
Chandigarh
Indore
Bhopal
Nagpur
Patna
Ranchi
Guwahati
Bhubaneswar
Amritsar
Ludhiana
Dehradun
Raipur
Agra
Varanasi
Meerut
Nashik
Rajkot
Coimbatore
Visakhapatnam
Madurai
Kanpur
Allahabad
Jodhpur
Kota
Udaipur
Vadodara
🏘️ Tier 3 — Growing Cities
Ajmer
Mathura
Aligarh
Gorakhpur
Bareilly
Moradabad
Jabalpur
Gwalior
Bikaner
Sikar
Hisar
Rohtak
Muzaffarpur
Darbhanga
Bhagalpur
Haridwar
Rishikesh
Shimla
Jammu
Mysore
Hubli
Tirupati
Warangal
Trichy
Nellore
Guntur
Belgaum
Kolhapur
Aurangabad
Solapur
Dhanbad
Jamshedpur
Bokaro
Gaya
Samastipur
Siliguri
Asansol
Durgapur
Cuttack
Rourkela
Berhampur
Sambalpur
🗺️ Tumhara Sheher List Mein Nahi? Hum 200+ cities mein hain — poori list yahan nahi dikhaayi ja sakti. WhatsApp karo — confirm karenge. WhatsApp Karo ›

Ab Dhundh Nahi, Direct Baat Karo!

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Kyun ProWiderKart pe Trust Karein?

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Experience

Hum financial services industry mein actively kaam karte hain — merchant onboarding, loan facilitation, insurance aur DSA operations ka real-world experience hai.

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Expertise

Payment gateway, loan, insurance, DSA — har vertical mein deep product knowledge. Sahi option identify karna hamari specialty hai.

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Authoritativeness

India ke 200+ cities mein active operations. Growing network of individuals aur businesses ko guide kar rahe hain.

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Transparent process, legally safe content, no hidden charges, no guaranteed claims — hum sach bolte hain. Data secure rakha jaata hai.

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Naam aur number do — expert jald se jald WhatsApp karega. Bilkul FREE.

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🔍 People Also Ask

Log Aksar Yeh Bhi Poochhte Hain

India bhar ke users dwara sabse zyaada poochhe gaye sawaal — honest jawab ke saath.

Tier 2/3 city mein chhote business ko payment gateway chahiye kya?
Bilkul chahiye. Aaj customers UPI, debit card, credit card, net banking sab pe pay karna chahte hain — Tier 2/3 mein bhi. Cash-only business limit ho jaata hai. Payment gateway se online order, advance booking, recurring payment, customer convenience — sab badh jaata hai. Setup typically 3-7 working days mein.
Payment gateway charge kitna lagta hai — chhote business ko affordable hai?
Standard MDR indicative range mein hota hai — UPI sabse kam (often 0%), cards typically 0.4-2.5% range mein. Setup fee mostly waive ho jaati hai negotiate karke. Bohot affordable hai chhote business ke liye bhi — extra sales se MDR cost easily recover ho jaata hai. (Exact rates provider aur business type pe depend karte hain.)
UPI vs Card vs Wallet — kis pe MDR kam hai?
UPI sabse cost-effective — small ticket transactions pe MDR typically zero ya nominal hota hai. Debit card medium MDR. Credit card highest. International cards aur premium cards mein additional MDR. ProWiderKart aapke business type ke hisaab se best combination suggest karta hai.
KYC reject ho gayi to dobara apply ho sakta hai?
Haan. KYC rejection ke reasons fix karke (incorrect documents, mismatched details, business proof issues) dobara apply hota hai. ProWiderKart rejection ki actual reason identify karne mein help karta hai aur agle application mein correct documentation ensure karta hai — multiple payment provider options available hain.
Settlement kab aata hai — paisa account mein kab aayega?
Standard settlement T+1 (next working day) ya T+2. Kuch premium plans mein same-day settlement option. Sundays/holidays cycle ke hisaab se variation hota hai. Tier 2/3 mein cash flow important hota hai — fast settlement plan select karna business ke liye beneficial hai. ProWiderKart settlement options compare karne mein help karta hai.
📚 Glossary

Important Financial Terms — Hindi-English Mein Samjhein

Common terms jo aapko milte hain financial services mein — simple explanation ke saath.

EMI

Equated Monthly Installment — fixed monthly payment for loan repayment. Principal + interest ka combination.

CIBIL Score

Credit score 300-900. 750+ excellent maana jaata hai. Loan eligibility decide karta hai.

NBFC

Non-Banking Financial Company — RBI registered companies jo loans aur financial products deti hain.

DSA

Direct Selling Agent — financial products ke liye authorized referral partner.

MDR

Merchant Discount Rate — per-transaction fee. UPI 0%, debit card ~0.4-0.9%, credit card ~1.5-2.5%.

T+1 Settlement

Transaction date + 1 working day mein paisa bank account mein credit.

🇮🇳 Pan-India Promise · 200+ Cities Covered

Payment Gateway Setup —
Har Sheher Mein Same Quality

Metro ho ya chhota sheher — ProWiderKart ki advisory, support, aur process bilkul same hai. Tier 2 aur Tier 3 cities ke liye specifically digital-first design — koi physical office visit nahi, sab kuch WhatsApp aur online pe.

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WhatsApp-First Support

Zaroorat ke time WhatsApp pe seedha contact. Document submit karo, queries pucho, follow-up lo — sab phone pe. India ke har sheher ke liye perfect channel.

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Easy Communication

Hindi-English mix — exactly jaise aap baat karte hain. No corporate jargon, no fancy English. Sab clear, simple, samjhne mein easy.

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100% Digital Process

Online application, video KYC, e-sign, direct bank transfer — koi physical paperwork ya office visit zaroori nahi. Ghar baithe sab kuch.

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Always Free Advisory

Consultation, eligibility check, document guidance, application support — bilkul free. Hidden charges nahi. ProWiderKart provider se commission leta hai, aapse nahi.

Fast Process

Documents complete hone par typical timeline 3-14 working days. ProWiderKart har step pe active follow-up karta hai — delays minimize karne ke liye.

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Transparent & Compliant

RBI/IRDAI regulated entities ke saath kaam karte hain. Sab terms clearly disclosed. Aapka data confidential, sirf consent par share. Long-term trust ke liye built.

Apne sheher se shuruwat karne ke liye
Aaj Hi WhatsApp Karein — Free Consultation
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📌 Quick Summary

Quick Summary — Payment Gateway Setup Hindi-English Mein

Apne business ke liye online payment accept karna easy — ProWiderKart small aur medium businesses ko suitable payment gateway setup karne mein free help karta hai. UPI, card, net banking, wallet — sab integrated ek hi gateway mein. Tier 2/3 ke chhote businesses ke liye special attention.

💬 Free Payment Gateway Setup — WhatsApp Karein

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